How much does it cost to remodel a house?

The answer

A whole-house remodel often costs $20,000 - $100,000+. Simple updates can run about $15 - $60 per square foot, while gut remodels, layout changes, kitchens, bathrooms, and structural work can push the project to $60 - $150+ per square foot.

The biggest quote mistake is comparing a cosmetic refresh to a true remodel. Demo, permits, project management, electrical, plumbing, HVAC, windows, flooring, cabinetry, fixtures, paint, cleanup, and contingency should be separated before you compare bids.

House remodeling cost by scope

Cosmetic whole-home refresh

$15 - $60/sq ft

How to tellPaint, flooring, fixtures, trim, cabinet paint, lighting swaps, and minor repairs with no layout changes

The fixUse trade-specific line items and avoid moving plumbing, walls, or major electrical

Room-by-room remodel

$20,000 - $100,000+

How to tellKitchen, bathroom, flooring, windows, paint, and trim are updated in phases

The fixPrioritize wet rooms and high-disruption work before finish surfaces

Gut remodel

$60 - $150+/sq ft

How to tellWalls open, old systems replaced, insulation/drywall redone, and multiple permits required

The fixPlan around permits, inspections, trade sequencing, temporary housing, and a larger contingency

Structural or layout changes

$25,000 - $150,000+

How to tellWalls move, beams are added, stairs shift, windows/doors change, or rooms are reconfigured

The fixBudget for design, engineering, permits, framing, electrical, HVAC, and finish repairs

Hidden repairs

10-25% contingency

How to tellOld wiring, plumbing leaks, rot, mold, foundation issues, uneven floors, or code upgrades appear after demo

The fixCarry a written contingency and decide who approves change orders

Before requesting whole-house remodel quotes

  1. Write down which rooms are cosmetic, which rooms are being remodeled, and which areas may need structural or system work.
  2. Separate must-do repairs from nice-to-have finishes so contractors are not pricing different projects.
  3. Ask whether design, engineering, permits, disposal, cleanup, and project management are included or billed separately.
  4. Take photos of each room, panel, plumbing fixtures, attic/crawlspace access, old damage, and any areas where walls or windows may change.
Free checklist

Unlock the hiring checklist

Use this before you call a general contractor, so you know what to ask and what to avoid.

Call a pro when…

  • More than two trades need to be coordinated
  • You are opening walls, moving layout, or changing structural elements
  • Permits, inspections, or code upgrades are likely
  • Kitchen or bathroom work is part of the remodel
  • You need schedule control, change-order rules, and one accountable project lead

Repair or replace?

A phased cosmetic update works when the layout is functional and the home systems are in good shape. A deeper remodel makes more sense when several rooms are failing at once, old systems must be replaced, or piecemeal updates would be torn out later.

Need a cleaner scope before you call around?

Use the contractors checklist to compare the same work, questions, cleanup, and warranty before choosing a local company.

Open the Hiring Checklist

Related questions

What is the most expensive part of remodeling a house?

Kitchens, bathrooms, layout changes, structural work, plumbing, electrical, and custom finishes usually drive the highest costs. Hidden repairs can become the biggest line item after demolition.

Should I hire a general contractor for a whole-house remodel?

Usually yes if the project involves multiple trades, permits, inspections, sequencing, or change orders. A smaller cosmetic refresh can sometimes be handled with individual trade contractors.

How much contingency should I set aside?

For a larger remodel, many homeowners set aside 10% to 25%, especially when opening walls in an older home. The risk is higher when wiring, plumbing, rot, drainage, or structural conditions are unknown.